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Benefits - U.S. - Retirement and savings plan

Master Retirement Plan

Each year, the Capital Group contributes an amount equal to 15% of an associate's total annual compensation (including salary, overtime and bonuses, up to federal limits) to a Master Retirement Plan (MRP) account. Associates decide how to invest this contribution, choosing from a selection of funds managed by companies of the Capital Group. Associates become vested in their accounts according to the following schedule:

Years of service Percent vested
less than 1 0%
1 10%
2 20%
3 40%
4 60%
5 80%
6 or more 100%

401(k) Tax Advantage Plan

You can accumulate additional savings for retirement through regular payroll deductions. Traditional before-tax and after-tax Roth contribution options are available.

Mutual fund purchases

U.S. associates and their family members may invest in all American Funds with no sales charge.

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