Disclaimers | Capital Group

Disclaimers

Whilst Capital International, Inc. (ARBN 148 215 570) and Capital Group Investment Management Limited (ACN 164 174 501 AFSL 443 118) believe the information contained in this communication is based on reliable information, no warranty is given as to its accuracy and persons relying on this information do so at their own risk.

All products and services referred to on this website are subject to change without notice. This website (including this Disclaimer section) and the products and services described may be amended at any time without notice to you.

No information, whether oral or written, obtained by you through or from this site or from any conversation with staff of Capital International, Inc. or Capital Group Investment Management Limited or a professional consultant will have the effect of varying this Disclaimer.

Subject to any liability which cannot be excluded under the Trade Practices Act 1974 and the Corporations Act, Capital International, Inc. and Capital Group Investment Management Limited disclaim all liability to any person relying on the information contained in this communication in respect of any loss or damage (including consequential loss or damage), however caused, which may be suffered or arise directly or indirectly in respect of such information.

This website (and the information contained therein) does not constitute either an offer or a solicitation to buy or sell any securities nor is it a recommendation for any security.

The funds referred to herein are offered by their current Product Disclosure Statement only. The Product Disclosure Statement contains more complete information about these funds and should be read carefully in conjunction with the latest annual and semi-annual reports before investing.

Any projections contained in this communication are estimates only and may not be realised in the future. The value of any investment made in the funds and the income from such can go down as well as up, and the investor may not get back the full amount invested. Past performance is not a guarantee of future returns. Changes in the rate of exchange may also cause the value of overseas investments to go up or down. Funds that invest in asset classes carrying greater risk, such as emerging markets, high yield securities and securities of small capitalisation companies may have a higher risk of loss of capital.

This communication was prepared for multiple distribution and it may not be appropriate in all circumstances.

The information contained on this site does not constitute investment advice and the products described may not be available to, or suitable for, all investors. Persons considering action on the basis of this communication are advised to contact their financial adviser for individual advice in the light of their particular circumstances.

This communication is not to be disclosed in whole or part or used by any other party without Capital Group Investment Management Limited and Capital International, Inc.'s prior consent.

Capital International and the Square Logos are registered trademarks owned by The Capital Group Companies, Inc. or an affiliated company. All other company and product names mentioned are the trademarks or registered trademarks of their respective companies.

Please read the following with any of our marketing materials:

* © 2009 Morningstar, Inc. All rights reserved. The data and content contained herein are not guaranteed to be accurate, complete or timely. Neither Morningstar, nor its affiliates nor their content providers will have any liability for use or distribution of any of this information. To the extent that any of the content above constitutes advice, it is general advice that has been prepared by Morningstar Australasia Pty Ltd ABN: 95 090 665 544, AFSL: 240892 (a subsidiary of Morningstar, Inc.), without reference to your objectives, financial situation or needs. Before acting on any advice, you should consider the appropriateness of the advice and we recommend you obtain financial, legal and taxation advice before making any financial investment decision. If applicable investors should obtain the relevant product disclosure statement and consider it before making any decision to invest. Please refer to our Financial Services Guide (FSG) for more information at www.morningstar.com.au/fsg.pdf. The Morningstar Recommendation scale is 'Highly Recommended', 'Recommended', 'Investment Grade', 'Hold', or 'Avoid' and identifies the Morningstar position on a fund manager's investment strategy to assist advisers when designing client portfolios.

** The Lonsec Limited ("Lonsec") ABN 56 061 751 102 rating (assigned February 2011) presented in this document is limited to "General Advice" and based solely on consideration of the investment merits of the financial product(s). It is not a recommendation to purchase, sell or hold the relevant product(s), and you should seek independent financial advice before investing in this product(s). The rating is subject to change without notice and Lonsec assumes no obligation to update this document following publication. Lonsec receives a fee from the Fund Manager for rating the product(s) using comprehensive and objective criteria.

*** The Zenith Investment Partners (Zenith) ABN 60 322 047 314 rating (assigned June 2010) referred to in this document is limited to General Advice (as defined by section 766B of Corporations Act 2001) and based solely on the assessment of the investment merits of the financial product on this basis. It is not a specific recommendation to purchase, sell or hold the relevant product(s), and Zenith advises that individual investors should seek their own independent financial advice before investing in this product. The rating is subject to change without notice and Zenith has no obligation to update this document following publication. Zenith usually receives a fee for rating the fund manager and product against accepted criteria considered comprehensive and objective.

^ To the extent that any ratings, opinions or other information of Standard & Poor's Information Services (Australia) Pty Ltd (ABN: 17 096 167 556, Australian Financial Services Licence Number: 258896) ("Standard & Poor's") constitutes general advice, this advice has been prepared by Standard & Poor's without taking into account any particular person's financial or investment objectives, financial situation or needs. Before acting on any advice, any person using the advice should consider its appropriateness having regard to their own or their clients' objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the product and consider the statement before making any decision or recommendation about whether to acquire the product. Past performance is not a reliable indicator of future performance. Ratings can change or cease at any time and should not be relied upon without referring to the meaning of the rating. For more information regarding ratings please call S&P Customer Service on 1300 792 553 and also refer to Standard & Poor's Financial Services Guide at www.fundsinsights.com. Each analytic product or service of Standard & Poor's is based on information received by the analytic group responsible for such product or service. "S&P" and "Standard & Poor's" are trademarks of The McGraw-Hill Companies, Inc. © 2011 Standard & Poor's Information Services (Australia) Pty Limited.