American Funds Target Date Retirement Series® | Capital Group

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American Funds Target Date Retirement Series®

An Award-Winning Series With a History of Superior Lifetime Results

All target date funds are not the same. The American Funds Target Date Retirement Series features a history of superior results, a focus on lower costs and volatility, a unique glide path, and the strength and experience of American Funds. 

Learn more about what distinguishes our series:


Evaluating Target Date Funds Is Essential

When choosing or reviewing a series, make sure your clients align with Department of Labor guidelines and conduct a thorough evaluation. Here are resources that can help make an unbiased assessment:


Target Date ProView℠

This powerful tool is designed to save you time on evaluating Target Date Series. Choose up to four target date series, and the tool provides:  

  • Detailed analyses to reveal astute insights and considerations 
  • Morningstar® data on glide paths, expenses, returns and more
  • An objective client-ready report with easy-to-understand graphs and tables


Fund Details and Information

Access detailed statistics and data for the funds in our series, including returns, ratings, holdings and expenses, as well as resources such as prospectuses, annual reports and quarterly attribution reports.

2060 | 2055 | 2050 2045 2040 2035 2030 2025 2020 2015 2010

Learn How to Evaluate

See practical action items for the five evaluation principles we believe can help clients align with DOL guidelines.

Target Date Fund Peer Analysis

This report is packed with useful Morningstar statistics of target date funds from leading investment managers to help you compare returns, expenses, volatility, portfolios and risk-adjusted metrics.

Target Date Evaluation Insights

How should advisors evaluate target date funds? American Funds' John Doyle discusses fees, glide paths and evaluation tools with PLANADVISER.

A Strong Track Record Portfolio manager Brad Vogt explains reasons for the series’ success.

1 The 2016 Lipper Fund Awards were awarded on March 22, 2016, and based on risk-adjusted returns as of November 30, 2015. Eight American Funds target date funds (R-6) won for three- and/or five-year results. 

From Thomson Reuters Lipper Awards, © 2016 Thomson Reuters. All rights reserved. www.lipperweb.com for additional information. 

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Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown. Share prices and returns will vary, so investors may lose money. Investing for short periods makes losses more likely. 

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses or the funds’ characteristics statement, which can be obtained from a financial professional or your relationship manager, and should be read carefully before investing. 

The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings. Lower rated bonds are subject to greater fluctuations in value and risk of loss of income and principal than higher rated bonds. Bond ratings, which typically range from AAA/Aaa (highest) to D (lowest), are assigned by credit rating agencies such as Standard & Poor's, Moody's and/or Fitch, as an indication of an issuer's creditworthiness. If agency ratings differ, the security will be considered to have received the highest of those ratings, consistent with the fund's investment policies. Securities in the Unrated category have not been rated by a rating agency; however, the investment adviser performs its own credit analysis and assigns comparable ratings that are used for compliance with fund investment policies. Funds of funds’ bond ratings relate to the securities held by the portfolios' underlying mutual funds; if agency ratings of those holdings differ, the security will be considered to have received the highest of those ratings.
 

Each target date fund is composed of a mix of American Funds and is subject to the risks and returns of the underlying funds. Underlying funds may be added or removed during the year. Although the target date funds are managed for investors on a projected retirement date time frame, the funds' allocation strategy does not guarantee that investors' retirement goals will be met. The target date is the year in which an investor is assumed to retire and begin taking withdrawals. American Funds investment professionals actively manage the target date fund's portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the fund gets closer to its target date. Investment professionals continue to manage each fund for 30 years after it reaches its target date. 

Small-company stocks entail additional risks, and they can fluctuate in price more than larger company stocks. 

Certain market indexes are unmanaged and, therefore, have no expenses. Investors cannot invest directly in an index. 

For the following funds, the investment adviser is currently reimbursing a portion of the funds' fees or expenses, without which the results would have been lower and net expense ratios higher.

- American Funds U.S. Government Money Market Fund is currently reimbursing a portion of the fund's fees and expenses. Please see the Financial Highlights table in the fund's most recent prospectus for details.

- American Funds Tax-Exempt Fund of New York is currently reimbursing a portion of its expenses through at least September 30, 2017.

- American Funds Strategic Bond Fund is currently reimbursing a portion of other expenses through at least March 1, 2017.

- American Funds Retirement Income Portfolio Series funds are currently reimbursing a portion of other expenses for each share class through at least January 1, 2017.

- American Funds 2060 Target Date Retirement Fund is currently reimbursing a portion of other expenses for each share class through at least January 1, 2017.

- American Funds Corporate Bond Fund is currently reimbursing a portion of its expenses through at least August 1, 2017.

- American Funds Emerging Markets Bond Fund is currently reimbursing a portion of its expenses through at least May 1, 2017.

Per the terms for each specific fund and subject to fund board approval, the investment adviser may elect to extend, modify or terminate the waiver and/or reimbursement. Please see each fund's most recent prospectus for details.

 

The Capital Group companies manage equity assets through three investment groups. These groups make investment and proxy voting decisions independently. Fixed income investment professionals provide fixed income research and investment management across the Capital organization; however, for securities with equity characteristics, they act solely on behalf of one of the three equity investment groups.